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There are two primary ways to use insurance when renting with us.

1️⃣ Adding Insurance During Checkout

When you proceed to checkout for your rental, you have the option to add "Excess Insurance."

This insurance is purchased directly from bonzah.com on behalf of our guests. We do not earn a profit from this transaction and have no affiliation with Bonzah. By adding this insurance, you agree to their terms of service. For more information, please visit bonzah.com.
2️⃣Using Your Personal Insurance

When you proceed to checkout, there will be an option to verify your insurance. Click the link and follow the instructions.

Ensure you know the login details for your insurance company's online portal. If you don't have an account, you can call your insurance provider and request that they email your declaration page to bookings@instacarsct.com. Please note that ID cards are not accepted.

Coverage Solutions for Guests without Insurance: A Worry-free Rental Experience

At Instant Car Rentals in Waterbury, we understand that not everyone may have their own insurance coverage due to various reasons, such as not owning a car or lacking a credit card. We want to ensure that all our guests can enjoy a safe and worry-free rental experience. To accommodate different needs, we offer information about third-party insurance providers that specialize in car rental coverage. These companies provide affordable and comprehensive insurance options for rent-a-cars in Waterbury tailored to your rental needs. By exploring these alternatives, you can find the protection that suits your requirements best. Our team is here to assist you in understanding your options and making an informed decision, ensuring that your journey with us is as smooth as possible.

Essential Coverages For Instant Car Rentals: Must-Haves For Renters

Many insurance providers may already offer coverage through your auto insurance policy. If you believe you are adequately covered, please feel free to proceed to our bookings page. Do not worry, we verify the coverage of every renter to guarantee that you have the necessary protection during your rental with us.
Liability coverage is mandatory for your safety and others' while driving with Instant Car Rentals in Waterbury, CT. It includes Bodily Injury and Property Damage coverage, providing financial protection in case of accidents you're responsible for. Drive confidently knowing you're compliant with the law and well-covered during your rental period.

Comprehensive & Collision

When you rent with Instant Car Rentals in Waterbury, CT, we want you to have the protection you need. Comprehensive and Collision coverage are vital requirements during your rental period. Comprehensive coverage safeguards you against non-collision incidents, such as theft and vandalism. Collision coverage takes care of damages from accidents with other vehicles or objects. While mandatory, these coverages ensure your rental car is adequately protected, giving you peace of mind throughout your journey.

Insurance Providers for Comprehensive & Collision

Kindly review the contract and information provided on each company's website; we do not endorse any specific insurance providers, but rather aim to present you with a selection of options to consider for your Comprehensive & Collision coverage.

Starting at $22 per day

  • Bonzah.com is a trusted insurance provider offering liability coverage starting at just $15 per day, meeting state minimum requirements. They also provide options for comprehensive and collision coverage, Supplemental Liability Insurance, and Personal Accident Insurance

Starting at $12 per day

  • Rentalcover.com is a reputable option for comprehensive rental car coverage. With rates starting at $12 per day, their insurance plans offer zero deductible. The coverage extends up to $35,000 in potential costs for damages, theft, or accidents. However, please remember to check if this coverage meets the requirements of certain rentals, as vehicle worth may vary.

Starting at $9.75 per day

  • Sure is an excellent insurance provider offering specialized coverage for vehicle damage during your rental period. With coverage starting at just $9.75 a day, they provide up to $100,000 in protection for the rental vehicle

Starting ar $11 per CALENDAR day

  • Allianz Travel Insurance provides a reliable rental car comprehensive and collision plan. For an affordable rate of $11 per calendar day, their coverage offers up to $50,000 to cover costs in case your rental car is stolen, involved in a covered accident, or damaged while unattended.

Insurance Providers for Rental Liability Coverage

Kindly review the contract and information provided on each company's website; we do not endorse any specific insurance providers, but rather aim to present you with a selection of options to consider for your rental liability coverage.

Starting at $15 per day

  • Bonzah.com is a trusted insurance provider offering liability coverage starting at just $15 per day, meeting state minimum requirements. They also provide options for comprehensive and collision coverage, Supplemental Liability Insurance, and Personal Accident Insurance.
  • RentalCover.com is a premier insurance provider offering comprehensive protection for your Waterbury rent-a-car needs. While their liability coverage may be higher priced, starting at $31 a day, it comes with the benefit of offering up to $1,000,000 in coverage. This extensive liability protection ensures you have substantial financial security in case of an unfortunate event.

Smart and Affordable Insurance Solution: Non-Owners Insurance for Frequent Renters SR-22

If you frequently rent cars and wish to avoid the daily rates of liability insurance, there's an excellent alternative: non-owners insurance. With non-owners insurance, you can reach out to reputable providers like Progressive or Geico to request a policy that covers liability when you're driving a rental vehicle. This option can often be the most cost-effective solution for frequent renters, as it provides the necessary liability coverage without having to pay for insurance on a per-day basis. Non-owners insurance offers flexibility and peace of mind, ensuring you're protected whenever you hit the road in a rental car. Don't miss out on the opportunity to save on insurance costs and enjoy worry-free rentals with non-owners insurance. Reach out to your preferred insurance provider today to explore this budget-friendly option. Note: It's essential to discuss the specifics of non-owners insurance with the insurance company to ensure it meets your individual needs and complies with any requirements from the car rental agency
Please note that our insurance page is solely an information page to help our valued customers understand the various insurance options available for our Waterbury rent-a-cars. We are not an insurance agency, and we do not endorse or promote any specific insurance company. The insurance providers mentioned on this page are easily found on the internet and are presented as options for your convenience. It's important to understand that our Waterbury car rental agency does not take any responsibility for the actions, services, or products of the mentioned insurance companies. Any decision to purchase insurance from these providers is entirely at your discretion, and we recommend conducting thorough research and understanding the terms and conditions of the insurance policies before making any commitments. Furthermore, we want to clarify that we do not receive any financial benefits or compensation from any of these insurance companies for featuring them on our insurance information page. We are committed to providing transparent and unbiased information to our customers, empowering them to make informed decisions that best suit their rental needs. As always, if you have any questions or concerns regarding insurance coverage during your rental with us, our team is available to assist and guide you through the process. Your satisfaction and safety are our top priorities, and we are here to ensure you have a pleasant and secure rental experience.